Sunetra Majumdar
CASE / 01

From chaos to a strategic capability

How an undefined, one-person design role at Nationwide Building Society grew into a 12-designer practice — delivering £6.3bn in measurable business impact across Digital Vault, International Payments and beyond.

Design Lead
Role
1 → 12
Designers Grown
Feb 2023 –
Timeline
£6.3bn
Business Impact
Case Log · February 2023

The Challenge: Navigating Through Turbulence

When I joined Nationwide Building Society as part of the mobile app delivery team, the design landscape was in complete disarray. The organisation had experienced a significant fallout with their external design delivery partner, leaving the in-house design team grappling with insecurity, delivery pressure, and the burden of unrealistic expectations. My role wasn't clearly defined at the outset. That ambiguity became an opportunity to reshape how design delivery would function within the organisation.

Partner Fallout

Complete breakdown of the external design delivery partnership relationship.

Team Stress

In-house designers battling insecurity and mounting delivery pressure.

Undefined Role

No clear mandate beyond preventing development bottlenecks.

Discovery

Strategic Assessment and Foundation Building

Rather than rushing into tactical fixes, I ran a full diagnostic phase — understanding the problem thoroughly before prescribing solutions.

01

Delivery Plan Analysis

Studied the existing delivery roadmap, identifying critical dependencies, bottlenecks, and misalignments.

02

Working Model Evaluation

Assessed the operational delivery model — workflows, communication patterns, handoff processes.

03

Design Team Ways of Working

Understood the in-house team's methodologies, tools, collaboration patterns, and pain points.

04

Asset and System Audit

Thoroughly reviewed design assets, design system components, and documentation standards.

Based on this assessment, I identified the precise skill gaps and brought onboard three designers with complementary UX and UI expertise.

Trust Building

Building Trust Through Delivery Excellence

Our journey began modestly. Initially, we were entrusted only with UI designs for Android screens — a limited scope reflecting the organisation's cautious approach given recent setbacks. Through consistent delivery of high-quality work, our remit expanded significantly.

01
Android UI Only

Initial limited scope reflecting a cautious organisational approach.

02
iOS UI Added

Expanded to cross-platform UI design delivery.

03
UX Design Leadership

Full ownership of user experience design and strategy.

“Building trust through consistent delivery quality and proactive stakeholder engagement transformed our team from tactical executors to strategic design partners.”
Product Context

Two Products, Two Very Different Realities

The Banking App was moving from legacy Sencha to native and React. Internet Banking, by contrast, had far more functionality but no dedicated designers — mostly legacy UI being migrated to React.

Nationwide app and Internet Banking product screens
A Good Way to Bank Privacy Anywhere Stay Scam Aware Freeze Your Card
Critical Breakthrough

Digital Vault

Nationwide's first modular, platform-agnostic React design solution — and the project that established our team's credibility.

The Problem

Nationwide had no feature for customers to access their bank documents digitally. Owned end-to-end by the offshore design team, working closely with PO, BA and TA.

The Solution

A single modular design, built once and built for flexibility — validated through user research and cleared through DAC accessibility testing.

Mobile Banking App
Internet Bank
Digital Vault
Mortgage Manager
Other Business Products
£3.8M
Cost Savings
5+
Platform Integrations
1st
Modular React Design
Digital Vault product screens
Featured in IBM's official case study

Digital Vault later launched publicly with IBM Consulting, powered by IBM Content Manager OnDemand — launching a full quarter ahead of schedule in November 2024, eliminating roughly 14 million printed communications a year.

£2.5bn Impact

Transforming International Payments

If Digital Vault established our credibility, International Payments cemented our position as strategic design partners — a critical business challenge where poor design was directly costing Nationwide billions.

£3.3bn
Revenue Lost
80×
More Complaints
27
Clicks Required
0
Mobile Access
BEFORE — BRANCH & INTERNET BANKING ONLY
27 clicks
AFTER — MOBILE-FIRST, NATIVE JOURNEY
Enter details Review & confirm Sent
3 steps
Process

Co-owned by NBS and IBM designers. Built as a React journey in Internet Banking and a native journey in the banking app.

Solution

Reimagined from the ground up — fewer steps, clear progress indicators, intelligent form validation, and contextual help.

International Payments journey screens
£2.5bn
Revenue Increase
85%
CSAT Improvement
Systems Work

Design System Audit

The Nationwide Experience Language was originally built around mail and web assets, with no real consideration for mobile context.

Process

Mapped every component to the current design system to identify gaps. Ran user interviews and benchmarked against IBM Carbon and Material.

Impact

Faster delivery of features through less time creating custom components, and measurably higher satisfaction among consuming teams.

Design system component audit screen 1 Design system component audit screen 2 Design system component audit screen 3
Growth

Scaling the Team

The success of Digital Vault and International Payments transformed stakeholder perception of the team — and that trust let us grow strategically.

1
Feb '23
4
Q2 '23
6
Q4 '23
8
Q1 '24
9
Q3 '24
12+
Early '25
Feb 2023
1 Design Lead

Started alone, navigating a chaotic delivery landscape.

Q2 2023
+3 UX/UI Designers

Onboarded to establish foundational delivery capability.

Q4 2023
Team of 6

Doubled in size; expanded scope to Internet Banking.

Q1 2024
Design System & Accessibility

Brought in specialists to elevate quality and compliance.

Q3 2024
Motion Designer Added

Micro-interactions that differentiated the mobile app.

Early 2025
Enterprise Team

4 designers added for employee experience work.

Design System Expert

Established consistency, governance, and scalability across the growing design footprint.

Accessibility Designer

Reduced accessibility testing issues through detailed specs built into every handoff.

Motion Designer

Focused on micro-interactions and animations that differentiated the app.

MOTION IN PRACTICE — FOUR MICRO-INTERACTIONS FROM THE APP
Card reader
Face ID enrolment
Onboarding carousel
Onboarding complete
THE TEAM, IN THE ROOM
Team standing in front of an IBM Welcomes Nationwide screen
IBM welcomes Nationwide
Team discussing in front of a whiteboard covered in sticky notes
Working session
Team planning at a whiteboard in a meeting room
Planning at whiteboard
Full team seated around a table with remote colleagues on video call
Full team
Outcome

Business Impact

Three years after joining in an undefined role amidst organisational chaos, design at Nationwide has become a strategic capability rather than a service function.

£6.3bn
Total Business Impact Delivered
80×
Complaints Reduced
£3.8M
Annual Savings
85%
CSAT Uplift
12+
Designers, from 1
Looking Ahead

Strategic North Star: 3-Year Vision

Nationwide's customer base is evolving, AI is reshaping finance, and fintechs are raising the bar daily. The team is now defining where design needs to lead next.

01

Platform Modernisation

Evolving design systems and technical foundations to support rapid experimentation, AI integration, and personalisation at scale.

02

Generational Inclusivity

Creating experiences that serve both Nationwide's traditional customer base and younger generations.

03

Sustainable Growth

Continuing to build team capabilities, processes, and influence — ensuring design thinking shapes strategy at every level.

“From chaos to excellence, from one person to twelve, from tactical execution to strategic partnership — this journey is a testament to the transformative power of user-centred design, and the business impact that results when design is elevated from a service function to a strategic capability.”